Our Investment Strategy

We believe in a passive investment strategy.  This strategy is based on our belief that:

• Financial markets are efficient and reflect the knowledge and expectations of all investors
• No one can predict the future of financial markets

We follow the principles of Modern Portfolio Theory, a Nobel winning investment strategy.

We utilize institutional asset-class mutual funds to build broadly diversified portfolios customized to each client's risk tolerance and personal financial goals.  This approach is designed to achieve reasonable long-term returns for a given level of risk.

We believe in a fee-based relationship that is advice driven and not centered on selling commission-based investment products.  This allows us to focus on our client's needs instead of generating trades and sales.  Being a fee-based financial advisor means we place our client's interests and desires above all others.